1. Agriculture

• Purchase of saplings, seeds, fertilizer, agriculture machinery, fencing materials, greenhouse materials.
• Sourcing & Distribution of local farm produce.

2. Livestock

• Purchase of livestock & its inputs (piglets, chicks, calves, fingerlings, etc).
• Purchase of product processing equipment.
• Construction of animal sheds & fish ponds.
• Pasture land development.
• Processing unit including related equipment (meat, honey & dairy)
• Sourcing & distribution of local farm produce.

3. Manufacturing & Production

• Any Microloan activities into manufacturing and production of local products.

General Documents

1. Loan Application Form
2. Guarantor Form
3. Copy of valid CID of Applicant, Spouse, and Guarantor
4. Copy of land certificate (Authorization letter and CID copy from landowner in case the proponent is not the landowner)
5. Saving account in BDBL after approval.

Additional documents are required as per the following categories

CATEGORY 1: AGRICULTURE

A. Vegetable & Cereal Cultivation

1. Proforma Invoice copy from the supplier (For items costing more than Nu. 20,000/- per item)

B. Horticulture (Not a priority for 2022)

• Proforma Invoice copy from supplier
• Income (Repayment) source: (If harvesting time takes within 2 years)

1. Salary-last pay certificate/slip with undertaking letter from the concerned agency to repay the EMI.
2. Business- business license with updated tax clearance and assurance letter from the license holder to repay the EMI.
3. Rental-Confirmation letter from Gup/Mangmi/relevant agencies on the rental income and assurance letter from house owner to repay the EMI.
4. Other sources of income – Proof of any source of income.

C. Farm Machineries

• Updated Certificate of Compliance issued by Agriculture Machinery Center (AMC) (For a new supplier of farm machinery)

D. Mushroom

• A permit from the Department of Forest for billets for shitake mushroom farming.
• Confirmation letter from National Mushroom Centre/any other certified suppliers for the availability of spawn.
• Proforma Invoice (For items costing more than Nu. 20,000/- per item)

CATEGORY 2: LIVESTOCK

• Sales deed and Invoice (For items costing more than Nu. 20,000/- per item except for inputs and feeds)
• Community Clearance (If applicable)

CATEGORY 3: MANUFACTURING AND PRODUCTION

1. Clearances from the relevant authority
2. Proforma Invoice (If applicable)
3. Copy of business license (If applicable)
4. If the manufacturing unit is carried out in an apartment (only after the approval of the project);
   1. Occupancy certificate (if the proponent is house owner)
   2. Rental agreement (if the proponent is a tenant)
   3. No objection letter from the owner of the building or apartment (if the proponent is a tenant).
5. Other documents as per the nature of the project (If applicable)

CATEGORY 4: SERVICES

1. Clearances from the relevant authority
2. Evidence of technical expertise and skills
3. Proforma Invoice (If applicable)
4. Copy of business license (If applicable)
5. If the service unit is carried out in an apartment (only after the approval of the project);
   1. Occupancy certificate (if the proponent is house owner)
   2. Rental agreement (if the proponent is a tenant)
   3. No objection letter from the owner of the building or apartment (if the proponent is a tenant).
6. Confirmation letter from relevant agencies, confirming that the applicant is a registered Agri- marketing and logistics service provider if the project is for AgriMarketing and Logistics.
7. Other documents as per the nature of the project (If applicable).