Broad ActivitySector

Agriculture CSI

Our Top Priority is Agriculture Sector where access to finance is unreached and underserved by other Commercial Banks in the Country.

Non-Agriculture CSI

Working towards Import Substitution and Export Promotion to enhance Country’s Economy.

Our Lending Portfolios

1. Micro Loan Financing

Interest Rate: 5% p.a.

Project Fund Size: Up to Nu. 500,000

Loan Amount: 100% of Project Fund Size  

Tenure: Maximum of 5 Years

Collateral: Guarantor

2. Cottage Industry Financing

Interest Rate: 8% p.a.

Project Fund Size: Nu. 500,001 to Nu. 5,000,000

Loan Amount: 75% of Project Fund Size

Tenure: Maximum of 10 Years

Collateral: Assets + Guarantor

3. Small Industry Financing

Interest Rate: 8% p.a.

Project Fund Size: Nu. 5,000,001 to Nu. 10,000,000

Loan Amount: 75% of Project Fund Size

Tenure: Maximum of 10 Years

Collateral: Assets + Guarantor


Export Financing Window

4. Non-Seasonal Export Financing

Interest Rate: 8% p.a.

Project Fund Size: Up to Nu. 5,000,000

Loan Amount: 75% of Project Fund Size

Tenure: Maximum of 10 Years

Collateral: Assets + Guarantor


5. Seasonal Export Financing

Interest Rate: 8% p.a.

Project Fund Size: Up to Nu. 5,000,000

Loan Amount: 75% of Project Fund Size

Tenure: Maximum of 1 Year

Collateral: Assets + Guarantor


All our valued clients with active loans prior to 10th April 2020 are eligible to apply.
NCSIDBL would like to invite sealed bids from the interested bidders for for the financial year 2021-2022.
NCSIDBL would like to inform that the erstwhile Project Officers stationed at various Dzongkhags have been relocated to the four regional offices & two branch offices.
NCSIDBL is pleased to announce the vacancy for IT Assistant & Cleaner
NCSIDBL is pleased to announce the selection result for the post of Regional Manager and Manager (Recovery & Monitoring Division)
NCSIDBL is pleased to announce the shortlisted candidates for the posts of Regional Manager and Manager, Recovery & Monitoring.

Druk Gyalpo’s Relief Kidu Support
Register online / Download Application Form

Toll Free #1012 (Only for Kidu enquiries)

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